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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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It is because of VCLF that I am busy and still able to respond to new customers.  I have 18 jobs going right now.  I like the concept of the Loan Fund and when I can I plan to invest there to help other small business people like me.

John Blittersdorf
Central VT Solar and Wind

Impact, Sustainability, Justice...OPPORTUNITY

The Vermont Community Loan Fund creates opportunities that lead to healthy communities and financial stability for all Vermonters.

VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services to make sure our borrowers have access to everything they need to succeed.  


Recent News

  • AquaViTea: An Ancient Beverage, a Modern Success

    Loan Fund Lends $985,000 in Q4 2017

    Read more ...  
  • Newest Edition of Winter NoteWorthy is Here!

    The newest edition of NoteWorthy, the Loan Fund's biannual newsletter, is hot off the presses and available now! 

    Read more ...

  • CCTV Webcast on Impact Investing

    Want to know everything there is to know about Vermont-focused impact investing and social enterprise? Join VSECU's Simeon Chapin, Old Spokes Home's Laura Jacoby, Spectrum Youth and Family Services's Mark Redmond, CCTV's Lauren-Glenn Davitian and the Loan Fund's Jake Ide to find out.

    Watch here. Thanks to CCTV and Common Good Vermont!

  • 2017: Our Best Year Yet!

    For the Vermont Community Loan Fund, 2017 may well be remembered as the year of big numbers.

    Read more ...

The Vermont Community Loan Fund is now accepting applications for Building Bright Spaces for Bright Futures (BBSFBF) 2018 grants. The fund was created in 2002 by the Vermont legislature to increase the quantity and quality of child care and early education programs in Vermont. 

Administered by the Vermont Community Loan Fund (VCLF), the BBSFBF program is funded with revenue generated from the sale of specialty child care license plates, contributions from the general public and monies provided by the State of Vermont Child Development Division.

The BBSFBF Fund links Vermont families to services, resources and information, with an emphasis on providing access to high quality early childhood programs.

BBSFBF grants can be used for assistance in starting, relocating, expanding, or improving a Vermont child care program’s physical facility and/or accessibility. Grants also may be used for real estate purchase, facility construction and renovation, as well as pre-development costs, interest rate subsidies and costs in meeting child care licensing facility requirements.

Applications must be received by VCLF no later than 3:00pm on Friday, March 30, 2018. 

Click on the links below for a detailed BBSFBF program overview and application form. 

2018 BBSFBF Program Overview

2018 BBSFBF Application