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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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I was in a 10x14 room that I had totally outgrown. I had a pasteurizer that could handle 10 gallons a day and I was using 25 gallons a day, and it was insane. Just insane! VCLF saved my life. Nobody was going to lend me money.

Laini Fondiller
Lazy Lady Farm

Farm Teamhudakfarm.jpg - 21.17 kb

St. Albans

"Making a farm financially viable is so challenging. But that's where VCLF comes in."



“Making a farm financially viable so challenging. What our population spends on food doesn’t relate to the cost of producing it,” says Marie Frey of Hudak Farm. “But that’s where VCLF comes in,” she adds.

When Marie and her husband Richard Hudak met up with VCLF, they were happily surprised to discover the various skills, tools and methods that could help them with those aspects of the farming business that they could control.

Hudak Farm was a dairy operation when Richard and Marie took over from his parents in the 1970’s. The new couple switched to farming vegetables and fruits. Years later, wanting to keep diversifying their operations, they came upon two answers: compost, and the Vermont Community Loan Fund.

“VCLF helped us put together a plan for our compost production,” Frey says.“It’s critical to have lenders like VCLF in support of Vermont farms, whether they’re diversifying like we were, or brand new. That’s what the Loan Fund does so well,” she adds.