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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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I've known about VCLF for the last 20 years.  I've always thought "When we get a chance, we should invest in it."  For us, now is a good time.

John Wall

April, 2014

In the first quarter of 2014, the Vermont Community Loan Fund (VCLF) loaned $907,500 to Vermont's small businesses, developers of affordable housing and child care programs. The loans have resulted in the creation and preservation of local jobs, affordable homes, and quality early care and education for Vermont children. 

Commenting on the busy lending quarter, VCLF Executive Director Will Belongia said “The Loan Fund continues to reach out to borrowers in every corner of our state, with lending capital and other support for those whose hard work, energy and ideas are bringing jobs, homes, quality care and vital services to Vermont communities.”

Projects financed include:

Bella Farm, Monkton
Bella Farm, an organic farmer and producer of dairy- and nut-free pesto, used VLCF financing to purchase seeds and cover expenses during the leaner winter months. The farm was initially referred to VCLF by The Carrot Project, which conducts outreach and screens applicants that need farm business loan financing. The loan resulted in the preservation of two jobs.

Bridport Creamery, Bridport
This start-up, artisanal cheese maker came to the Loan Fund via the Carrot Project. They used VCLF funding to purchase cheese making equipment and to cover other costs relating to the expansion of their product line. The loan resulted in the preservation of two jobs.

Cedar Sawmill of Vermont, Swanton
CSV buys cedar logs from local area loggers and custom mills them into rough cut lumber, panels, furniture, shavings and sawdust for businesses and consumers. They used a VCLF loan to purchase logs to fulfill purchase orders. The loan resulted in the preservation of one job.   

Chester House Inn, Chester
The Chester House Inn, a circa- 1780 bed and breakfast in downtown Chester, is listed on the National Register of Historic places. Their VCLF loan was used to refinance their mortgage, resulting in the preservation of three jobs.

D's Market & Deli, Bennington
D's Market & Deli used a VCLF loan to purchase the building which the business has occupied since starting up two years ago. The loan resulted in the preservation of four jobs.

North Branch Vineyards, Montpelier
North Branch Vineyards, an award-winning winery, used a VCLF loan to cover expenses during their slower sales period. The company buys grapes from several Vermont growers and has increased sales and production steadily since first borrowing from the Loan Fund in 2011. The loan led to the preservation of one full-time job. 

Schoolhouse Learning Center, South Burlington
The Schoolhouse Learning Center, a nonprofit, cooperative, licensed child care center and State of Vermont-approved elementary school, used a VCLF loan for kitchen renovations which now enable them to serve hot meals through the Child and Adult Care Food Program. Additional renovations also allowed for an expansion of their preschool program. The loan resulted in 99 child care slots and 12 child care jobs created or preserved.  

W.R. Vilas, Burlington
W.R. Vilas, housing developers, used VCLF financing to acquire and renovate two blighted properties in Burlington's Old North End, creating Silversmith Commons housing. Silversmith will include three permanently affordable rental apartments, 19 units of market-rate rental apartments, and a large retail space - as part of the City of Burlington's initiative to reinvigorate the area's commercial corridor. The loan also resulted in the creation of 24 construction jobs.