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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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I've known about VCLF for the last 20 years.  I've always thought "When we get a chance, we should invest in it."  For us, now is a good time.

John Wall

2014 was a challenging year for Vermont's continuing economic recovery. Not so for the Vermont Community Loan Fund.

“In 2014 we continued to significantly move forward in our mission to mission to build and preserve Vermont jobs and economic health, essential services, affordable housing and access to high quality child care and early education throughout the state,” said VCLF Executive Director Will Belongia.

In 2014, our lending staff made 45 loans totaling $3.1 million, which, in turn, leveraged an additional $11.8 million in project support in the form of grants and loans from traditional lenders.

However, as you know, it’s not just about the dollars and cents with VCLF. We’re proud to report that our 2014 lending created or preserved 432 Vermont jobs, financed the construction or rehabilitation of 62 safe, affordable homes and created or preserved quality early care & education for 300 children and their families.

By the end of the year, the Loan Fund’s total portfolio was comprised of 256 loans totaling $26.4 million, representing jobs for 1,612 Vermonters, 1,552 affordable homes, child care for 1,342 children and essential services for hundreds of thousands of Vermonters.

Since 1987, we’ve made over 850 loans surpassing $85 million that have created or preserved employment for 4,500 Vermonters, 3,700 affordable homes, quality care for 3,400 children and essential services for hundreds of thousands of Vermonters.