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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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VCLF’s thorough understanding of our work, commitment to our mission and appreciation of our track record makes them a valued partner to us. Because of that, people have places to live that are safe, secure and affordable.

Brenda Torpy
Champlain Housing Trust

In March, we welcomed Sharon Bernard as our new Senior Accountant. Sharon joined us from Capstone Community Action in Barre, where she served as Director of Finance for seven years. Prior to that, Sharon spent 13 years at National Life of Vermont. Sharon and her husband live in Montpelier, nearby to their two daughters' families.


Many thanks to intern Dahne Duffy for his semester's work with us. Dahne, a brand new graduate of UVM,  spent his final semester studying with Professor of Economics (and former VCLF Board President) Jane Knodell, who recommended him to us as an intern. While at VCLF, Dahne analyzed some of the extended community impacts of our nearly three decades of affordable housing financing.