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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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I've known about VCLF for the last 20 years.  I've always thought "When we get a chance, we should invest in it."  For us, now is a good time.

John Wall

June 2016

The People’s United Community Foundation, the philanthropic arm of People’s United Bank, announced that it has once again awarded $12,000 to the Vermont Community Loan Fund to support its Business Loan Program. This brings the total to over $65,000 in 7 years.

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For 30 years, the VCLF has strengthened Vermont by creating opportunities leading to healthy communities and financial stability for all Vermonters. A nonprofit, mission-driven lender, they:

• Provide loans, grants and ongoing technical assistance for the development of affordable housing, community facilities, local businesses, child care programs and other projects that benefit lower-income Vermonters;

• Offer socially-responsible investors a safe, sensible tool for investing in Vermont.

VCLF’s Business Loan Program provides access to capital for small and emerging businesses that cannot obtain sufficient credit from traditional lenders to continue their business’ growth. VCLF targets loan capital to businesses that benefit lower-income residents, are women-owned, downtown-located, or are agriculturally-related. The goal of VCLF is to grow small businesses so they become credit-ready and qualify for traditional financing.

“We are pleased to once again support the Vermont Community Loan Fund in their efforts to grow businesses throughout Vermont,” said Michael Seaver, Officer, People’s United Community Foundation and President of People's United Bank in Vermont. “We have been a long time partner with VCLF in making sure Vermont businesses are given every opportunity to succeed. It is now more important than ever that we provide support to organizations like VCLF.”

Since 1987, VCLF has loaned over $90 million to local businesses, affordable housing developers and community-based organizations that has created or preserved 5,200 jobs; built or rehabilitated 4,000 affordable homes; created or preserved quality care for over 3,700 children and their families; and supported community organizations providing vital services to hundreds of thousands of Vermonters.

Established in 2007, People’s United Community Foundation was formed to help support programs and activities that enhance the quality of life for citizens in the communities that People’s United Bank serves. People’s United Bank, founded in 1842 and serving customers from New York to Maine through a network of more than 400 branches, is the largest independent bank headquartered in New England. The Foundation places special emphasis on programs designed to promote economic self-sufficiency, education and improved conditions for low-income families and neighborhoods. The funding priorities of the Foundation include community development, youth development, and affordable housing.