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25 Years of VCLF


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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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If VCLF hadn't stepped in to help us out, we'd be talking about closing instead of where we want to be in three years.

Caprice Hover
Rutland County Parent/Child Center

Want to do more with your money? Join us and our friends at Milk Money for lunch in Montpelier on Wednesday, 7/20 and in Brattleboro on Thursday, 7/21, and we'll show you how!



Invest in Vermont
with the Vermont Community Loan Fund and Milk Money

Wednesday, July 19 @ 12-1pm
Vermont State Employee Credit Union
One Bailey Avenue, Montpelier
Lunch will be provided
Sponsored by VSECU

Thursday, July 20th @ 12-1pm
The River Garden, Strolling of the Heifers
157 Main Street, Brattleboro
Bring your lunch (part of Strolling of the Heifers Brown Bag Lunch Series)
No RSVP necessary; just join us!

You buy local and eat local -- join us to learn how easy it is to invest local. Vermont has a long history of facilitating local investments. From Ben & Jerry's "Vermont-only" stock offering, to 30 years of the Vermont Community Loan Fund, and now as a pioneer in local crowdinvesting with Milk Money, there are even more ways to invest in your future by investing in your community.


  • What is the Vermont Community Loan Fund? What is Milk Money? How do they work?
  • What are the impacts of investing local?
  • What are your benefits when you invest in a local business?
  • How you can invest in Vermont and diversify your portfolio
  • What is crowdinvesting?

We hope you can join us!

The Vermont Community Loan Fund creates opportunities that lead to healthy communities and financial stability for all Vermonters. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don't qualify for a loan from a traditional lender. Our capital comes from the community: individuals & families, corporations, state & federal governments, foundations, financial institutions, faith-based groups and others who want to align their impact investments with their values and their geography, earning them a social or "community" return along with their financial return. Since our inception we've lent $100 million to local businesses, affordable housing developers and community-based organizations that has created or preserved over 5,600 jobs; built or rehabilitated more than 4,000 affordable homes for Vermont's families, individuals and seniors; created or preserved quality care for over 3,800 children and their families and supported community organizations providing vital services to hundreds of thousands of Vermonters.

Milk Money, powered by VSECU, is Vermont's first portal for local crowdinvesting, allowing Vermonters to directly invest in Vermont companies. Not Wall Street. Not Kickstarter. This is directly investing in local businesses to build a stronger local economy. Milk Money's mission is to put the means for growing a business, a strong local economy and personal wealth within the reach of all Vermonters.