| VCLF Investment Rates & Terms |
|
| 1-2 Years | 3-4 Years | 5-9 Years | 10+ Years |
|---|---|---|---|
| 1.0% | 1.5% | 2.5% | 3.0% |
Our Social Investment Term Account functions much like a bank Certificate of Deposit (CD), providing socially responsible investors a fixed interest-bearing investment opportunity with a set maturity date. The investor has the option to renew and change rates or terms upon maturity. Interest payments can be made quarterly, semi-annually, annually or at maturity.
Current Investment Rate for our Social Investment Cash Account*
| Open-Ended Maturity, Withdrawals Upon Demand |
|---|
| 0.5% |
Our Social Investment Cash Account functions much like a bank money market account, providing investors an interest-bearing opportunity with greater liquidity and flexibility in withdrawing or adding to their funds. Cash Accounts have an open-ended maturity date. The investor may withdraw funds once a month; there is no limit to deposits.
*Lower investment rates allow us to keep financing affordable to our borrowers, furthering our impact in Vermont communities. Rates are subject to change.
***Rates are current as of December 1st, 2011.***
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