| VCLF Investment Rates & Terms |
|
| 1-2 Years | 3-4 Years | 5+ Years |
|---|---|---|
| 1.5% | 2.5% | 3.0% |
Our Social Investment Term Account functions much like a bank Certificate of Deposit (CD), providing socially responsible investors a fixed interest-bearing investment opportunity with a set maturity date. The investor has the option to renew and change rates or terms upon maturity. Interest payments can be made quarterly, semi-annually, annually or at maturity.
Current Investment Rate for our Social Investment Cash Account*
| Open-Ended Maturity, Withdrawals Upon Demand |
|---|
| 0.75% |
Our Social Investment Cash Account functions much like a bank money market account, providing investors an interest-bearing opportunity with greater liquidity and flexibility in withdrawing or adding to their funds. Cash Accounts have an open-ended maturity date. The investor may withdraw funds once a month; there is no limit to deposits.
*Lower investment rates allow us to keep financing affordable to our borrowers, furthering our impact in Vermont communities. Rates are subject to change. Rates are current as of August 1st, 2010.
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