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25 Years of VCLF


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VCLF’s thorough understanding of our work, commitment to our mission and appreciation of our track record makes them a valued partner to us. Because of that, people have places to live that are safe, secure and affordable.

Brenda Torpy
Champlain Housing Trust

You support the Loan Fund because you know we’ll put your money to the best possible use: creating OPPORTUNITY!

Now, thanks to the Pension Protection Act of 2006, you may be able to use your IRA account to accomplish your philanthropic goals. If you're at least 70 1/2 years old, you can now make charitable gifts of up to $100,000 directly out of your IRA account with no tax implication for the withdrawal. The amount of your contribution will be excluded from your gross income.

The Pension Protection Act only covers charitable donations to VCLF, NOT investments. If you're interested in making an investment in VCLF through your self-directed IRA, you can learn more here.

Please contact your tax professional, or This email address is being protected from spambots. You need JavaScript enabled to view it., the Loan Fund’s Director of Development, for more information.