Carmen Tall has joined the Vermont Community Loan Fund (VCLF) as Director of Business and Early Care & Learning Programs. Carmen comes to the Loan Fund with extensive experience in commercial lending, mortgage banking and financial education. She served most recently as CEO of MoneyStrongVT, a financial education organization which she founded.

Starting out at Bombardier Capital, Carmen served as a Regional Credit Manager, managing a commercial loan portfolio, underwriting loans and performing credit analysis. She founded and helmed Horizon Financial Mortgage Services for eight years before selling the business to an employee.

More recently, at Mercy Connections' Women’s Small Business Program, Carmen served as a finance instructor, before stepping up to serve as program director. Carmen's enthusiasm for “giving back, sharing my experience, teaching, and working with non-traditional lenders” inevitably led to her crossing paths with the Loan Fund.


“I remember hearing about the Loan Fund. I remember running into Will Belongia and Jake Ide (VCLF Executive Director and Director of Investment & Philanthropy, respectively) at a conference and thinking what a terrific organization the Loan Fund was, and that it would be great to work there someday.”

Carmen holds degrees in business administration from Trinity College and Champlain College, and has completed graduate work at St. Michael’s College and Champlain College’s Institute for Financial Literacy. She lives in Essex with her husband and miniature Schnauzer, Lilly. Identical twin daughters are currently enrolled in college.

Welcome Carmen!

Carmen Tall has joined the Vermont Community Loan Fund (VCLF) as Director of Business and Early Care & Learning Programs. Carmen comes to the Loan Fund with extensive experience in commercial lending, mortgage banking and financial education. She served most recently as CEO of MoneyStrongVT, a financial education organization which she founded.

Starting out at Bombardier Capital, Carmen served as a Regional Credit Manager, managing a commercial loan portfolio, underwriting loans and performing credit analysis. She founded and helmed Horizon Financial Mortgage Services for eight years before selling the business to an employee.

More recently, at Mercy Connections' Women’s Small Business Program, Carmen served as a finance instructor, before stepping up to serve as program director. Carmen's enthusiasm for “giving back, sharing my experience, teaching, and working with non-traditional lenders” inevitably led to her crossing paths with the Loan Fund.


“I remember hearing about the Loan Fund. I remember running into Will Belongia and Jake Ide (VCLF Executive Director and Director of Investment & Philanthropy, respectively) at a conference and thinking what a terrific organization the Loan Fund was, and that it would be great to work there someday.”

Carmen holds degrees in business administration from Trinity College and Champlain College, and has completed graduate work at St. Michael’s College and Champlain College’s Institute for Financial Literacy. She lives in Essex with her husband and miniature Schnauzer, Lilly. Identical twin daughters are currently enrolled in college.

Welcome Carmen!

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