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25 Years of VCLF


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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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I really like what VCLF does. It is vital to Vermonters to have funding resources available. The Loan Fund is an example of an organization that is important and effective both in our region and throughout the state and we are pleased to be long-time supporters.

Judy Geer

Impact, Sustainability, Justice...OPPORTUNITY

The Vermont Community Loan Fund creates opportunities that lead to healthy communities and financial stability for all Vermonters.

VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services to make sure our borrowers have access to everything they need to succeed.  


Recent News

  • The Loan Fund is Hiring!

    The Vermont Community Loan Fund is recruiting for its Director of Business Programs position, to help us meet our goal of providing economic opportunities to low and moderate income Vermonters.  This full time position is a key member of senior management and is involved in both strategic and tactical decision making.

    Read more...  
  • Our 2015 Social Impact Report Is Now Available

    Interested in learning more about everything we've been up to over the past twelve months?


  • VCLF Borrower Named Early Childhood Educator of the Year

    The Windham Child Care Association has announced VCLF borrower Melanie Zinn of HoriZinn Early Learning Program in Vernon as the winner of this year's Early Childhood Educator of the Year Award. Follow this link to the Brattleboro Reformer article. Congrats Melanie!

  • VCLF Awarded $787,000 Grant from Federal CDFI Fund

    The Vermont Community Loan Fund has been awarded a $786,840 grant from the US Department of Treasury’s Community Development Financial Institutions Fund. The CDFI Fund awards grants to build capacity of loan funds and other financial institutions serving communities that lack access to financial resources.