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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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I've known about VCLF for the last 20 years.  I've always thought "When we get a chance, we should invest in it."  For us, now is a good time.

John Wall

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Impact, Sustainability, Justice...OPPORTUNITY

The Vermont Community Loan Fund creates opportunities that lead to healthy communities and financial stability for all Vermonters.

VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services to make sure our borrowers have access to everything they need to succeed.  


Recent News

  • 2016 Building Bright Spaces for Bright Futures Fund Grantees to be Announced mid-May

    The Vermont Community Loan Fund is no longer accepting applications for Building Bright Spaces for Bright Futures Fund (BBSFBFF) 2016 grants. A big thank you to all who have submitted proposals. Award notifications will be made by May 15.




  • VCLF Named 2015 Vermont Mission Lender of the Year by US SBA

    The Vermont Community Loan Fund has been named the 2015 Vermont Mission Lender of the Year by the U.S. Small Business Administration (SBA) Vermont District Office. SBA Region 1 Administrator Seth Goodall and SBA Vermont District Director Darcy Carter presented the award to VCLF Executive Director Will Belongia at the SBA Annual Meeting and Awards Breakfast in Montpelier on December 9th.

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  • VCLF Partners with CHT, Creating Affordable Homes & Opportunity

    The Vermont Community Loan Fund and longtime partner the Champlain Housing Trust collaborated on two affordable housing projects in the fourth quarter of 2015, helping create and preserve 186 Vermont homes to remain affordable in perpetuity.

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  • Our 2015 Social Impact Report Is Now Available

    Interested in learning more about everything we've been up to over the past twelve months?