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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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I've known about VCLF for the last 20 years.  I've always thought "When we get a chance, we should invest in it."  For us, now is a good time.

John Wall

Impact, Sustainability, Justice...OPPORTUNITY

The Vermont Community Loan Fund creates opportunities that lead to healthy communities and financial stability for all Vermonters.

VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services to make sure our borrowers have access to everything they need to succeed.  


Recent News

  • Sweet Synergies: VCLF Helps Finance Start-Up Barton Maple Company

    1st Quarter 2017 Lending Exceeds $1,000,000

    Synergy has characterized Art LaPlante and Mark Royer’s working partnership for decades. The two first met years ago when Art was managing a building materials store in Barton. Mark, a customer, was in timberwork, specializing in specialty lumber. “So Mark started buying logs from land owners for me,” Art recalls.

    Time went by and Art became manager of Colton’s Hardware in Orleans. Mark was firmly ensconced in his family’s financial planning firm. Then Barton landmark E.M. Brown Hardware came up for sale. All of Art’s friends told him to go for it. “I was the marketing, merchandizing and retail guy,” says Art. “But I didn’t have experience on the financial side. There was no one who could do the books.” 

    Read more ...  
  • VCLF is Hiring!

    The Vermont Community Loan Fund is hiring a Business Advisory Specialist to provide resources and assistance in business and financial management as part of VCLF’s Business Advisory Services.

    This position offers an opportunity to be part of a growing and developing program as VCLF expands its capacity and resources. Find a full job description here



  • Save the Date! Celebrate VCLF's 30th Anniversary with Us!

    The Vermont Community Loan Fund has been strengthening Vermont's communities for 30 years. An anniversary celebration is in the works for Thursday, October 12th from 4-7 p.m. at beautiful Shelburne Farms in Shelburne, and we'd love to see you there.

    Read more ...  
  • VCLF Financing Powers Up Waitsfield's Northern Reliability

    $2.7 Million Total VCLF Lending in 4th Quarter 2016

    When tens of thousands of families and businesses count on you every day to deliver their power - no interruptions and no exceptions - reliability is everything. Hence the name: Northern Reliability, the newest member of the Vermont Community Loan Fund’s (VCLF) family of borrowers. 

    Read more ...