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25 Years of VCLF


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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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We see VCLF as a key player in the alternative energy field.  The Loan Fund helps by providing loans to businesses that conduct research and development in energy alternatives and who are finding new, cutting-edge ideas for energy efficiency.

James Martelle
Green Mountain Zerodraft


Impact, Sustainability, Justice...OPPORTUNITY

The Vermont Community Loan Fund creates opportunities that lead to healthy communities and financial stability for all Vermonters.

VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services to make sure our borrowers have access to everything they need to succeed.  


Recent News

  • VCLF is Hiring!

    The Vermont Community Loan Fund is hiring a Business Advisory Specialist to provide resources and assistance in business and financial management as part of VCLF’s Business Advisory Services.

    This position offers an opportunity to be part of a growing and developing program as VCLF expands its capacity and resources. Find a full job description here



  • Save the Date! Celebrate VCLF's 30th Anniversary with Us!

    The Vermont Community Loan Fund has been strengthening Vermont's communities for 30 years. An anniversary celebration is in the works for Thursday, October 12th from 4-7 p.m. at beautiful Shelburne Farms in Shelburne, and we'd love to see you there.

    Read more ...  
  • VCLF Financing Powers Up Waitsfield's Northern Reliability

    $2.7 Million Total VCLF Lending in 4th Quarter 2016

    When tens of thousands of families and businesses count on you every day to deliver their power - no interruptions and no exceptions - reliability is everything. Hence the name: Northern Reliability, the newest member of the Vermont Community Loan Fund’s (VCLF) family of borrowers. 

    Read more ...  
  • VCLF Cultivates Vermont Entrepreneurs with New SPROUT Deferred Loan Program

    The Vermont Community Loan Fund (VCLF) has announced the launch of SPROUT, a low-interest, deferred payment loan program for working lands entrepreneurs. The new financing program was created to meet the capital needs of Vermont farms, food producers & processors, foresters, forest products businesses and others in the start-up and early stages of operations. 

    Read more ...