For More Information Call 802-223-1448

Donate Now

Invest Now

Borrow Now

25 Years of VCLF


Stay Connected!

The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


Sign up for our E-newsletter

Invalid Input
Invalid Input
Invalid Input


It is extremely important that my money not do things I'm morally unwilling to do myself.

Rev. Sr. Laurian Seeber
VCLF Investor, Berlin

Impact, Sustainability, Justice...OPPORTUNITY

The Vermont Community Loan Fund creates opportunities that lead to healthy communities and financial stability for all Vermonters.

VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services to make sure our borrowers have access to everything they need to succeed.  


Recent News

  • Save the Date! Celebrate VCLF's 30th Anniversary with Us!

    The Vermont Community Loan Fund has been strengthening Vermont's communities for 30 years.

    That's right - the big three-oh. A celebration of our 30th Anniversary is in the planning stages for Thursday, October 12th at beautiful Shelburne Farms in Shelburne, and we'd love for you to attend.

    Read more ...  
  • Building Bright Spaces for Bright Futures Now Accepting 2017 Grants Applications Through VCLF

    The Vermont Community Loan Fund is now accepting applications for Building Bright Spaces for Bright Futures (BBSBF) 2017 grants. BBSFBF grants can be used for assistance in starting, relocating, expanding, or improving a Vermont child care program’s physical facility and/or accessibility.The application deadline is March 13, 2017, no later than 3pmFor more information about the grants and how to apply, read on.

    Read more ...  
  • VCLF Financing Powers Up Waitsfield's Northern Reliability

    $2.7 Million Total VCLF Lending in 4th Quarter 2016

    When tens of thousands of families and businesses count on you every day to deliver their power - no interruptions and no exceptions - reliability is everything. Hence the name: Northern Reliability, the newest member of the Vermont Community Loan Fund’s (VCLF) family of borrowers. 

    Read more ...  
  • VCLF Cultivates Vermont Entrepreneurs with New SPROUT Deferred Loan Program

    The Vermont Community Loan Fund (VCLF) has announced the launch of SPROUT, a low-interest, deferred payment loan program for working lands entrepreneurs. The new financing program was created to meet the capital needs of Vermont farms, food producers & processors, foresters, forest products businesses and others in the start-up and early stages of operations. 

    Read more ...