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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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I've known about VCLF for the last 20 years.  I've always thought "When we get a chance, we should invest in it."  For us, now is a good time.

John Wall

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Impact, Sustainability, Justice...OPPORTUNITY

The Vermont Community Loan Fund creates opportunities that lead to healthy communities and financial stability for all Vermonters.

VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services to make sure our borrowers have access to everything they need to succeed.  


Recent News

  • State Treasurer Beth Pearce & VCLF Partner to Increase Local Investment

    July 11, 2016 - Vermont State Treasurer Beth Pearce today announced a new initiative to double the capacity of an agreement between the Vermont Office of the State Treasurer and the Vermont Community Loan Fund that will increase investments in local foods, farm, forestry, and affordable housing programs.

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  • VCLF Borrower Meets Urgent Senior Needs with Historic Property

    2nd Quarter 2016 Lending Reaches $145,800 

    Brattleboro’s Bradley family has been serving Vermonters for generations. Stephen Rowe Bradley was elected the state’s first U.S. Senator in 1791. His son William was a member of both the state Legislature and the U.S. Congress. Now, the stately Bradley House, built by Richards Bradley in 1858, will serve Brattleboro seniors as a residential care facility, with initial funding provided by the Vermont Community Loan Fund (VCLF).

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  • VCLF Receives USDA Funding to Create Opportunities for Small & Emerging Businesses

    The Vermont Community Loan Fund will strengthen its support of Vermont's small and micro-businesses thanks to a $500,000 loan and grant combination from the U.S. Department of Agriculture (USDA). VCLF will use USDA Rural Development's Rural Microentrepreneur Assistance Program to provide aspiring small businesses with loans and technical assistance. Read more.

  • VCLF Named 2015 Vermont Mission Lender of the Year by US SBA

    The Vermont Community Loan Fund has been named the 2015 Vermont Mission Lender of the Year by the U.S. Small Business Administration (SBA) Vermont District Office. SBA Region 1 Administrator Seth Goodall and SBA Vermont District Director Darcy Carter presented the award to VCLF Executive Director Will Belongia at the SBA Annual Meeting and Awards Breakfast in Montpelier on December 9th.

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