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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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VCLF’s thorough understanding of our work, commitment to our mission and appreciation of our track record makes them a valued partner to us. Because of that, people have places to live that are safe, secure and affordable.

Brenda Torpy
Champlain Housing Trust

Impact, Sustainability, Justice...OPPORTUNITY

The Vermont Community Loan Fund creates opportunities that lead to healthy communities and financial stability for all Vermonters.

VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services to make sure our borrowers have access to everything they need to succeed.  


Recent News

  • Realizing the Vision! 2015 Annual Report Now Available

    Almost thirty years ago, the Loan Fund's founders had a vision for a more just Vermont, socially and economically. Three decades later, we're innovating, collaborating and working to realize that vision.

    Read more...  
  • Shelburne Farms Becomes New VCLF Ag Fund 'Seed' Investor

    Shelburne Farms will be the first ‘seed’ investor in the Vermont Community Loan Fund’s new Food, Farms & Forests Fund, Shelburne Farms President Alec Webb has announced.

    Read more...  
  • Watch "Your Investments Matter: A Seminar on Personal Divestment" Now!

    On Saturday May 2nd, VCLF Director of Development Jake Ide and VCLF Board Treasurer Karin Chamberlain participated in "Your Investments Matter: A Seminar on Personal Divestment" in Burlington, VT. 

    Read more...  
  • VCLF Celebrates Community Solar Program, Financing with SunCommon

    On October 23rd, VCLF Executive Director Will Belongia joined SunCommon staff, officials and renewable energy enthusiasts to celebrate the launch of SunCommon’s Community Solar Program with the installation of their first Community Solar Array in Waltham.