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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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VCLF’s thorough understanding of our work, commitment to our mission and appreciation of our track record makes them a valued partner to us. Because of that, people have places to live that are safe, secure and affordable.

Brenda Torpy
Champlain Housing Trust

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Impact, Sustainability, Justice...OPPORTUNITY

The Vermont Community Loan Fund creates opportunities that lead to healthy communities and financial stability for all Vermonters.

VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services to make sure our borrowers have access to everything they need to succeed.  


Recent News

  • VCLF Partners with Cabot, Co-ops to Benefit VT Farms, Food

    The Vermont Community Loan Fund is proud to announce a new partnership with Cabot Creamery and eight local co-operative food stores to benefit Vermont farmers and food producers. 

    A portion of the proceeds from sales of Cabot products at these stores will go to the Food, Farms & Forests Fund, a loan fund dedicated to meeting the capital needs of small farms, food producers, and working lands entrepreneurs. Items bearing the VCLF sticker are available now at participating food co-ops.

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  • State Treasurer Beth Pearce & VCLF Partner to Increase Local Investment

    July 11, 2016 - Vermont State Treasurer Beth Pearce today announced a new initiative to double the capacity of an agreement between the Vermont Office of the State Treasurer and the Vermont Community Loan Fund that will increase investments in local foods, farm, forestry, and affordable housing programs.

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  • VCLF Announces 2016 Building Bright Spaces for Bright Futures Fund Grants

    July 2016 - The Vermont Community Loan Fund has announced the 2016 Building Bright Spaces for Bright Futures Fund (BBSFBFF) grants, with a total of $57,600 awarded to eight Vermont child care programs.

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  • VCLF Borrower Meets Urgent Senior Needs with Historic Property

    2nd Quarter 2016 Lending Reaches $145,800 

    Brattleboro’s Bradley family has been serving Vermonters for generations. Stephen Rowe Bradley was elected the state’s first U.S. Senator in 1791. His son William was a member of both the state Legislature and the U.S. Congress. Now, the stately Bradley House, built by Richards Bradley in 1858, will serve Brattleboro seniors as a residential care facility, with initial funding provided by the Vermont Community Loan Fund (VCLF).

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