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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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I needed to know whether this could be a viable business. I didn't quite know where to begin...that's when I contacted VCLF. They came to visit me, gave me all the resources to get started, and helped me get past all the hurdles. And here we are!

Christie Leone

Round Hill Kids

Impact, Sustainability, Justice...OPPORTUNITY

The Vermont Community Loan Fund creates opportunities that lead to healthy communities and financial stability for all Vermonters.

VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services to make sure our borrowers have access to everything they need to succeed.  


Recent News

  • Building Bright Spaces for Bright Futures Now Accepting 2017 Grants Applications Through VCLF

    The Vermont Community Loan Fund is now accepting applications for Building Bright Spaces for Bright Futures (BBSBF) 2017 grants.

    BBSFBF grants can be used for assistance in starting, relocating, expanding, or improving a Vermont child care program’s physical facility and/or accessibility.

    The application deadline is March 13, 2017, no later than 3pmFor more information about the grants and how to apply, read on.

    Read more ...  
  • VCLF Financing Powers Up Waitsfield's Northern Reliability

    $2.7 Million Total VCLF Lending in 4th Quarter 2016

    When tens of thousands of families and businesses count on you every day to deliver their power - no interruptions and no exceptions - reliability is everything. Hence the name: Northern Reliability, the newest member of the Vermont Community Loan Fund’s (VCLF) family of borrowers. 

    In December, VCLF provided financing to Northern Reliability (NR), the Waitsfield power storage company, to help them cover operating costs like product design and customization, installation and maintenance of power storage units on- and off-grid, and more.

    Read more ...  
  • VCLF Cultivates Vermont Entrepreneurs with New SPROUT Deferred Loan Program

    The Vermont Community Loan Fund (VCLF) has announced the launch of SPROUT, a low-interest, deferred payment loan program for working lands entrepreneurs. The new financing program was created to meet the capital needs of Vermont farms, food producers & processors, foresters, forest products businesses and others in the start-up and early stages of operations. 

    Read more ...  
  • VCLF One of Four VT Orgs Awarded $4.45M By CDFI Fund

    Four Vermont economic development organizations received grant awards totaling $4.45 million from the US Department of Treasury’s Community Development Financial Institutions Fund (CDFI Fund) late last month. The Flexible Capital Fund, Housing Vermont, NeighborWorks of Western Vermont and the Vermont Community Loan Fund will use the awards to provide services to Vermonters who lack access to financial services and resources.

    Read more ...