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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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We were using a small-scale system, so you had to remove each bag and heat-seal it.  We found a bagger, but it was a ton of money for us.  We weren't large and banks weren't interested in helping us. VCLF approved our loan and we were able to buy it.  It solidified our place in the market. 

Francie Caccavo
Olivia's Croutons


Impact, Sustainability, Justice...OPPORTUNITY

The Vermont Community Loan Fund creates opportunities that lead to healthy communities and financial stability for all Vermonters.

VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services to make sure our borrowers have access to everything they need to succeed.  


Recent News

  • Invest in Vermont with the Vermont Community Loan Fund and Milk Money!

    Want to do more with your money? Join us and our friends at Milk Money for lunch in Montpelier on Wednesday, 7/20 and in Brattleboro on Thursday, 7/21, and we'll show you how!

    Read more ...  
  • VCLF's 2016 Annual Report is Here!

    "Strength in Numbers" Measures the Loan Fund's Growing Impact - Thanks to You!

    Find it here.

  • VCLF Puts $1 Million USDA Award to Work for Vermont

    Investment to Support Local Businesses, Economic Development

    The Vermont Community Loan Fund (VCLF), a nonprofit, mission-driven, alternative lender, has been awarded a $1 million financing package from USDA Rural Development’s Intermediary Relending Program (IRP). VCLF will use the IRP financing to provide low-interest loans to small and emerging Vermont businesses, stimulating job creation throughout the state.

    Read more ...  
  • VCLF Borrower Barton Maple Company's Sweet Synergies

    1st Quarter 2017 Lending Exceeds $1,000,000

    Synergy has characterized Art LaPlante and Mark Royer’s working partnership for decades. The two first met years ago when Art was managing a building materials store in Barton. Mark, a customer, was in timberwork, specializing in specialty lumber. “So Mark started buying logs from land owners for me,” Art recalls.

    Read more ...