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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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Without the Loan Fund's commitment to sustainability and understanding of doing business in Vermont, we would have had a much harder time growing Vermont Smoke and Cure.

Chris Bailey
Vermont Smoke and Cure

Impact, Sustainability, Justice...OPPORTUNITY

The Vermont Community Loan Fund creates opportunities that lead to healthy communities and financial stability for all Vermonters.

VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services to make sure our borrowers have access to everything they need to succeed.  


Recent News

  • VCLF Collaborator Slow Money VT Hosts Entrepreneurs Showcase

    Slow Money Vermont, a VCLF ally in local foods and sustainable agriculture finance, will host their first-ever Entrepreneurship Showcase on Thursday, May 7, 5:30-8pm, at the Hotel Coolidge in White River Junction.

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  • The Food, Farms & Forests Fund: A New Resource for Sustainability and Health

    The Vermont Community Loan Fund is excited to announce a new loan fund dedicated to investing in Vermont's healthy foods, sustainable agriculture and natural resources enterprises. VCLF's new Food, Farms & Forests Fund will grown and sustain the capital and technical assistance resources that VCLF makes available to meet the financial and business consulting needs of small farms, food producers, and working landscape entrepreneurs.

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  • 1,612 Jobs, 1,552 Homes, 1,342 Children in Care, 45,791 Vermonters Served...

    The Vermont Community Loan Fund (VCLF) loaned $3,259,000 in 2014. For the 28th year, our mission-driven, community-focused lending helped bolster Vermont's economy and led to the creation or preservation of jobs, high-quality early care & education, safe and affordable homes and essential services for hundreds of Vermonters. 

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  • VCLF Celebrates Community Solar Program, Financing with SunCommon

    On October 23rd, VCLF Executive Director Will Belongia joined SunCommon staff, officials and renewable energy enthusiasts to celebrate the launch of SunCommon’s Community Solar Program with the installation of their first Community Solar Array in Waltham.