Microloans, Socially Responsible Investing

Contact Information

The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.

We were using a small-scale system, so you had to remove each bag and heat-seal it. We found a bagger, but it was a ton of money for us. We weren't large and banks weren't interested in helping us. VCLF approved our loan and we were able to buy it. It solidified our place in the market.

Francie Caccavo
Olivia's Croutons

Our Mission

The Vermont Community Loan Fund (VCLF) transforms Vermonters' lives by providing loans, grants and technical assistance for affordable housing, small businesses, child care providers and other community facilities benefiting lower-income Vermonters.

Vermont Community Loan Fund News

New VCLF Partnership with Carrot Project Creates Agriculture Loan Fund

The Vermont Community Loan Fund and The Carrot Project announce the creation of the new Carrot Project Agriculture Loan Fund. Eligible Vermont farmers and farm-related businesses can receive loans in amounts up to $35,000. These funds will help farmers and related businesses finance capital investments and meet operating costs. The Vermont Community Loan Fund and The Carrot Project are partnering to jointly administer the program.

VCLF Awarded $1.24M by U.S. Dept. of Treasury’s Small Business Lending Fund

The U.S. Department of the Treasury announced that the Vermont Community Loan Fund was awarded $1,247,000 through its Small Business Lending Fund (SBLF). The Loan Fund is among a group of 141 community banks across the country to receive funding in this latest wave of SBLF funding.

Vermont Birth to Three Small Grants Are Now Available for Child Care Providers

February 27, 2012

The Vermont Community Loan Fund is now accepting applications for Vermont Birth to Three Small Grants Program! Grant requests may not exceed $575.00. Applications must be received at VCLF by no later than April 2, 2012 to be considered. Applicants must be home-based childcare providers who serve infants and toddlers, and who are enrolled in the STARS program and/or being mentored by a member of the Vermont Birth to Three Project team.

Building Bright Futures Grant Funds Now Available!

The Vermont Community Loan Fund is now accepting applications for Building Bright Futures Grant funding. This grant can be used for assistance in starting, relocating, expanding, or improving a child care physical facility and accessibility, for real estate purchase, facility construction, renovation and pre-development costs.
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