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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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I've known about VCLF for the last 20 years.  I've always thought "When we get a chance, we should invest in it."  For us, now is a good time.

John Wall

Impact, Sustainability, Justice...OPPORTUNITY

The Vermont Community Loan Fund creates opportunities that lead to healthy communities and financial stability for all Vermonters.

VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services to make sure our borrowers have access to everything they need to succeed.  


Recent News

  • VCLF One of Four VT Orgs Awarded $4.45M By CDFI Fund

    Four Vermont economic development organizations received grant awards totaling $4.45 million from the US Department of Treasury’s Community Development Financial Institutions Fund (CDFI Fund) late last month. The Flexible Capital Fund, Housing Vermont, NeighborWorks of Western Vermont and the Vermont Community Loan Fund will use the awards to provide services to Vermonters who lack access to financial services and resources.

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  • State Treasurer Beth Pearce & VCLF Partner to Increase Local Investment

    Vermont State Treasurer Beth Pearce announces a new initiative to double the capacity of an agreement between the Vermont Office of the State Treasurer and the Vermont Community Loan Fund that will increase investments in local foods, farm, forestry, and affordable housing programs.

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  • VCLF Launches SPROUT Deferred Payment Loan Program

    With start-up support from the Working Lands Enterprise Board, we're launching SPROUT, a low-interest, deferred payment loan program for working lands entrepreneurs.

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  • VCLF Partners with Cabot, Co-ops to Benefit VT Farms, Food

    The Vermont Community Loan Fund is proud to announce a new partnership with Cabot Creamery and eight local co-operative food stores to benefit Vermont farmers and food producers. 

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