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25 Years of VCLF


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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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We were using a small-scale system, so you had to remove each bag and heat-seal it.  We found a bagger, but it was a ton of money for us.  We weren't large and banks weren't interested in helping us. VCLF approved our loan and we were able to buy it.  It solidified our place in the market. 

Francie Caccavo
Olivia's Croutons


Impact, Sustainability, Justice...OPPORTUNITY

The Vermont Community Loan Fund creates opportunities that lead to healthy communities and financial stability for all Vermonters.

VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services to make sure our borrowers have access to everything they need to succeed.  


Recent News

  • Latest Enewsletter Covers 30 Years of the Loan Fund!

    The Loan Fund's latest edition of Points of Interest, our enewsletter, is out! Coverage includes the October 12th 30th anniversary celebration at Shelburne Farms, including profiles of individuals and organizations awarded for their service and partnership. Read all about it here.

  • The Loan Fund Turns 30!

    On October 12th, the Coach Barn at Shelburne Farms was filled with laughter, memories and a vision for a more equitable, prosperous, inclusive Vermont.

    Read more ...  
  • Mothers of Invention: Mamava & the Vermont Community Loan Fund

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    VCLF's Six-Month Lending Exceeds $5.56 Million

    What, you might ask, are those pod-shaped kiosks adorned with adorable baby pics that keep popping up in airports, shopping malls and stadiums?

    Read more ...  
  • "30 years of local lending - Community Loan Fund invests millions in county"

    Please check out Kayla Collier's retrospective on our work in Washington County over the years. Thanks to the Stowe Reporter!