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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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We were using a small-scale system, so you had to remove each bag and heat-seal it.  We found a bagger, but it was a ton of money for us.  We weren't large and banks weren't interested in helping us. VCLF approved our loan and we were able to buy it.  It solidified our place in the market. 

Francie Caccavo
Olivia's Croutons


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Impact, Sustainability, Justice...OPPORTUNITY

The Vermont Community Loan Fund creates opportunities that lead to healthy communities and financial stability for all Vermonters.

VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services to make sure our borrowers have access to everything they need to succeed.  


Recent News

  • VCLF's 2015 Annual Report Now Available on Our Website

    Our 2015 Annual Report,  Focus On } Vermont Community Loan Fund, is now available here on our website. Read all about our continuing focus on building a stronger, healthier Vermont and the extraordinary outcomes resulting from the year's work and collaborations. You can also request a printed copy of the report by contacting Anne Loecher at This email address is being protected from spambots. You need JavaScript enabled to view it. or (802) 224-9140.

  • VCLF Lends $518,000 in 1st Quarter 2016

    What do you get when you combine a great but unharvested crop of wild, local apples, with a crop of determined Vermont localvores?

    That’s how the renowned artisanal applesauce makers of Village Cannery of Vermont got their start back in 1977, gathering apples they couldn’t let go to waste. With some great recipes for small batch, kettle-cooked applesauces and a growing number of fans, the South Barre group soon decided to open their own cannery.

    Read more ...  
  • VCLF Receives USDA Funding to Create Opportunities for Small & Emerging Businesses

    The Vermont Community Loan Fund will strengthen its support of Vermont's small and micro-businesses thanks to a $500,000 loan and grant combination from the U.S. Department of Agriculture (USDA). VCLF will use USDA Rural Development's Rural Microentrepreneur Assistance Program to provide aspiring small businesses with loans and technical assistance. Read more.

  • VCLF Named 2015 Vermont Mission Lender of the Year by US SBA

    The Vermont Community Loan Fund has been named the 2015 Vermont Mission Lender of the Year by the U.S. Small Business Administration (SBA) Vermont District Office. SBA Region 1 Administrator Seth Goodall and SBA Vermont District Director Darcy Carter presented the award to VCLF Executive Director Will Belongia at the SBA Annual Meeting and Awards Breakfast in Montpelier on December 9th.

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