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The Vermont Community Loan Fund is located in the heart of historic downtown Montpelier. For more information on our loan programs, or to learn how you can make an investment, please contact us.


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We see VCLF as a key player in the alternative energy field.  The Loan Fund helps by providing loans to businesses that conduct research and development in energy alternatives and who are finding new, cutting-edge ideas for energy efficiency.

James Martelle
Green Mountain Zerodraft


Impact, Sustainability, Justice...OPPORTUNITY

The Vermont Community Loan Fund creates opportunities that lead to healthy communities and financial stability for all Vermonters.

VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services to make sure our borrowers have access to everything they need to succeed.  


Recent News

  • VCLF Borrower Reconized for Socially Responsible Business Practices

    Vermont Businesses for Social Responsibility (VBSR) presented Duane Peterson, cofounder of VCLF borrower SunCommon, with the Terry Ehrich Award for Excellence in Socially Responsible Business.

    The award is presented annually to a VBSR member showing outstanding commitment to the environment, workplace, progressive public policy, and community. Read the full article from Vermont Business Magazine here.


  • VCLF Child Care Borrower Named Early Childhood Educator of the Year

    The Windham Child Care Association has announced VCLF borrower Melanie Zinn of HoriZinn Early Learning Program in Vernon as the winner of this year's Early Childhood Educator of the Year Award.

    Zinn, who serves as Secretary of the Brattleboro Area Early Childhood Educators' Network, will be recognized at a ceremony at the River Valley Kids Fair on Saturday, Sept. 19, at 11:45 a.m. on the Brattleboro Common. Read more from the Brattleboro Reformer article here.

  • VCLF Awarded $787,000 Grant from Federal CDFI Fund

    Grant to Support Job Creation, Child Care, Affordable Homes & Services

    The Vermont Community Loan Fund has been awarded a $786,840 grant from the US Department of Treasury’s Community Development Financial Institutions (CDFI) Fund. The CDFI Fund awards grants to build capacity of loan funds and other financial institutions serving communities that lack access to financial resources. 

    Read more...  
  • VCLF's Summer 2015 Newsletter Now Online

    VCLF's bi-annual newsletter, NoteWorthy, is hot off the press! The Summer 2015 edition covers the launch of our new Food, Farms & Forests Fund. Also, an engaging profile of VCLF borrower and rising entrepreneur, Vermont Bean Crafters' Joe Bossen, updates on recent lending and more!