We were using a small-scale system, so you had to remove each bag and heat-seal it. We found a bagger, but it was a ton of money for us. We weren't large and banks weren't interested in helping us. VCLF approved our loan and we were able to buy it. It solidified our place in the market.
We Vermonters stick to our roots and values, but we've always embraced innovation - new ways to make life better. That's the heart of the Vermont Community Loan Fund:
A better Vermont.
For almost three decades, the Vermont Community Loan Fund has transformed Vermonters' lives creating opportunities leading to healthy communities and financial stability for all Vermonters.
VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services to make sure our borrowers have access to all the tools they need to succeed.
Since 1987, the Loan Fund has loaned over $85 million to:
The money we lend is loaned to us by hundreds of investors who want to do more with their money. VCLF investors want a safe, sensible tool for investing right here in Vermont. Investors in the Loan Fund earn a financial return, can receive tax benefits and create opportunity right here in our communities. Anyone can invest with the Loan Fund: individuals and families, businesses and banks, faith-based organizations, other nonprofits, universities, foundations and community organizations...even local, state and the federal governments.
An equal opportunity provider and employer.