The Vermont Community Loan Fund finances projects that add value to Vermont communities while providing opportunities for low-to-moderate-income Vermonters. In addition, the Loan Fund administers grant programs for both child care programs and small businesses.

Loans

The Vermont Community Loan Fund provides loans for small businesses, affordable housing, community facilities, and child care. Our loan programs are tailored to fit the unique needs of our borrowers, and loan rates and terms are determined on a case-by-case basis to best meet the needs of the project.

Grants and Technical Assistance

The Vermont Community Loan Fund offers grant and technical assistance to emerging and small businesses through our Small Business Technical Assistance grant program.  We also offer comprehensive technical assistance to child care providers through our Child Care Business Development Center, as well as grants for facilities improvements through the Building Bright Futures Fund.

Getting started

To determine if you are eligible for a VCLF loan or grant, please review the guidelines for each program. You may download and complete an application on-line. If you have any questions regarding eligibility, loan specifics, or the application process, please contact our office at (802) 223-1448 or email us.