Investments with Value...and Values
The money VCLF lends comes to us in the form of investments from hundreds of socially responsible individuals and families, faith-based groups, foundations and other nonprofits, corporations and community banks and local, state and federal governments. Their investments in the Loan Fund's work have helped us make over $85 million in loans since 1987.
Investors in the Vermont Community Loan Fund want their investment dollars to match their values. VCLF investors believe that Vermont is strongest when:
- Vermonters have access to safe, affordable housing;
- Local businesses thrive and create quality jobs;
- Families can access high-quality child care; and
- Vermonters are supported by strong community-based organizations.
Investments in the Loan Fund have fixed rates and terms, similar to a bank CD. You decide how much to invest, how long to invest and the interest rate you'll earn.
You can put your self-directed Individual Retirement Account (IRA) to work investing in VCLF. Your investment can also provide you tax benefits: investors in the Loan Fund can qualify for the Vermont State Charitable Housing Tax Credit, adding to your investment’s value.
Some VCLF investors want to focus their impacts within a certain issue area. You can support healthy foods, sustainable agriculture and natural resources enterprises by investing in the Food, Farms & Forests Fund. You can support quality early care & education for all Vermont children by investing the Next Generation Fund.
The Vermont Community Loan Fund: putting your money to work for you...and for Vermont!