Impact Investing in Vermont, for Vermont. Investments with Value...and Values.

The money we lend comes to us as investments from hundreds of community-focused individuals and families, faith-based groups, foundations and other nonprofits, corporations and community banks and local, state and federal governments. They want to do more with their money, and they are: investments in the Loan Fund's work have helped us make over $102 million in loans since 1987.

Investors in the Vermont Community Loan Fund want their investment dollars to match their values. They want to put their assets to work here in Vermont, for Vermont, and they believe that Vermont is strongest when:

  • Vermonters have access to safe, affordable housing;
  • Local businesses thrive and create quality jobs;
  • Families can access high-quality early care & learning; and
  • Vermonters are supported by strong community-based organizations.

Investments in the Loan Fund have fixed rates and terms, similar to a bank CD. You decide how much to invest, how long to invest and the interest rate you'll earn. We also have investment products that allow you to make periodic withdrawals, and regular deposits, growing your principal over time.

You can use your self-directed Individual Retirement Account (SDIRA) to invest in VCLF. Your investment can also provide you tax benefits: VCLF investors can qualify for the Vermont State Charitable Housing Tax Credit, adding to your investment’s value.

Some VCLF investors want to focus their impacts within a certain issue area. You can support healthy foods, sustainable agriculture and natural resources enterprises by investing in the Food, Farms & Forests Fund. You can support quality early care & learning for all Vermont children by investing the Next Generation Fund.

LINKS TO LEARN MORE:

The money we lend comes to us as investments from hundreds of community-focused individuals and families, faith-based groups, foundations and other nonprofits, corporations and community banks and local, state and federal governments. They want to do more with their money, and they are: investments in the Loan Fund's work have helped us make over $102 million in loans since 1987.

Investors in the Vermont Community Loan Fund want their investment dollars to match their values. They want to put their assets to work here in Vermont, for Vermont, and they believe that Vermont is strongest when:

  • Vermonters have access to safe, affordable housing;
  • Local businesses thrive and create quality jobs;
  • Families can access high-quality early care & learning; and
  • Vermonters are supported by strong community-based organizations.

Investments in the Loan Fund have fixed rates and terms, similar to a bank CD. You decide how much to invest, how long to invest and the interest rate you'll earn. We also have investment products that allow you to make periodic withdrawals, and regular deposits, growing your principal over time.

You can use your self-directed Individual Retirement Account (SDIRA) to invest in VCLF. Your investment can also provide you tax benefits: VCLF investors can qualify for the Vermont State Charitable Housing Tax Credit, adding to your investment’s value.

Some VCLF investors want to focus their impacts within a certain issue area. You can support healthy foods, sustainable agriculture and natural resources enterprises by investing in the Food, Farms & Forests Fund. You can support quality early care & learning for all Vermont children by investing the Next Generation Fund.

LINKS TO LEARN MORE:

Borrow

Borrow Today

Learn more about Borrowing with VCLF or contact us today to get started!

Invest

Invest Today

Learn more about Investing with VCLF or contact us today to get started!

I needed something to do with my money that pleased my conscience as well as fulfilling my financial goals. It’s the best of both worlds. ”“ Michelle Barber

I'll get some return on investment while promoting values-led endeavors. What could be better? ”“ Duane Peterson

It is extremely important that my money not do things I’m unwilling to do myself. ”“ Reverend Sister Laurian Seeber

For a long time, we wanted to align our savings with our values. Now, thanks to the Loan Fund, we’re finally able to. ”“ Deborah Messing

If that’s something I can invest in - opportunities, equality - then that’s what I want to invest in. ”“ Bonnie Acker

The Loan Fund is a good model for addressing social problems and the issues we all face. I see it in so many places, in such a concrete way. ”“ Jane Knodell

I know my money will be there when I need it. But for now, the Loan Fund allows me to turn my assets into opportunities for Vermonters. ”“ Jonah Bourne

We could have made more money somewhere else, but we couldn’t have gotten what we really wanted from our investment anywhere other than VCLF. ”“ Rita McCaffrey, Dismas of Vermont

I’m no high-powered salesman, but when friends ask me about VCLF, I tell them it just seems right to invest. ”“ Harris Webster

We thought, ‘How do we manage our assets so they do good in the world?' ”“ Dawn Andrews

What is a better idea than to invest in a good cause? ”“ Lilla McLane-Bradley

The more we can help each other out as neighbors, the better off we'll all be. The Loan Fund helps others like you would expect a neighbor to help you. ”“ Zeke Goodband

Investing in Vermont is a good deal for taxpayers. By stimulating local economic development, we create jobs and vibrant communities. ”“ State of Vermont Treasurer Beth Pearce

The Loan Fund lets you put your money where your mouth is, or put your money where your heart is. ”“ Charlie Hunter

The Loan Fund is the prime example of ‘think globally, act locally.’ It’s the ideal place to see our money put to work. ”“ Rick Winston & Andrea Serota

Investing is a way to pay forward the charitable support that Shelburne Farms receives, supporting other food, farming, forestry and agri-tourism enterprises. ”“ Alec Webb, Shelburne Farms