The Vermont Community Loan Fund is a mission-driven, community-focused alternative lender. We provide loans and other resources to local businesses, community organizations & nonprofits, early care & learning providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We develop and promote innovative capital-based solutions to issues of poverty and opportunity. We're invested in a stronger, healthier, happier Vermont.
The money we lend is loaned to us by impact investors who want to do more with their money. VCLF investors want a safe, sensible way to invest in Vermont, doing good for Vermonters today and saving for their own tomorrow. In thirty-five years, with over $118 million loaned, we've never failed to repay an investor. Individuals & families, institutions, communities of faith, community organizations: EVERYONE can invest in Vermont through the Vermont Community Loan Fund.
The Vermont Community Loan Fund is a mission-driven, community-focused alternative lender. We provide loans and other resources to local businesses, community organizations & nonprofits, early care & learning providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We develop and promote innovative capital-based solutions to issues of poverty and opportunity. We're invested in a stronger, healthier, happier Vermont.
The money we lend is loaned to us by impact investors who want to do more with their money. VCLF investors want a safe, sensible way to invest in Vermont, doing good for Vermonters today and saving for their own tomorrow. In thirty-five years, with over $118 million loaned, we've never failed to repay an investor. Individuals & families, institutions, communities of faith, community organizations: EVERYONE can invest in Vermont through the Vermont Community Loan Fund.
Borrow
Opportunity is the heart of the Vermont Community Loan Fund. When entrepreneurs are ready to grow, when community leaders have a new idea to better provide their services, they know the Loan Fund has the patient, flexible loan capital and other resources to help them emerge, evolve and become.
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YOU can invest in Vermont, for Vermont. Join our community of impact investors - individuals & families, institutions, communities of faith, community organizations, and more - and do more with your money.
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Your philanthropy helps us to keep our financing affordable and provide critical business development resources and advisory services to our borrowers.Your gift to the Vermont Community Loan Fund is immediately put to work to strengthen Vermont communities.
Donate TodayRecent News
May 2022: VCLF is Hiring!
Care about (and want to work toward) social & economic justice? JOIN THE VCLF TEAM! We're currently hiring for three open positions: Director of Business Resources, Loan Officer and Junior Loan Officer.
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April 2022: The Loan Fund's Business Resource Center Builds & Expands
Ten years ago, the Loan Fund launched our first technical assistance programming in the form of Project SUCCESS, which provided specialized resources and services to support early care & learning entrepreneurs. But since then, “things have evolved quite a bit,” says Elena Gustavson, VCLF’s Director of Business Resources.
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March 2022: Our Spring NoteWorthy Newsletter Has Arrived!
Learn more about VCLF's commitment to support early care & learning in Vermont; borrowers' stories of service through the pandemic and beyond; how our partner organization, the Vermont Early Childhood Advocacy Alliance, is helping bolster the sector, and much, much more.
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Fundscape
Fundscape, our interactive online map, helps you learn more about the Loan Fund's work throughout Vermont. Learn more about all the good things we're up to in YOUR community!
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Contact us for more information about any of our programs, or to learn how you can invest in Vermont.
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