The Vermont Community Loan Fund is a mission-driven, community-focused alternative lender. We provide loans and other resources to local businesses, community organizations & nonprofits, early care & learning providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We develop and promote innovative capital-based solutions to issues of poverty, justice and opportunity. We're invested in a stronger, healthier, happier Vermont.
The money we lend is loaned to us by impact investors who want to do more with their money. VCLF investors want a safe, sensible way to invest in Vermont, doing good for Vermonters today and saving for their own tomorrow. In thirty-six years, with over $125 million loaned, we've never failed to repay an investor. Individuals & families, institutions, communities of faith, community organizations: EVERYONE can invest in Vermont through the Vermont Community Loan Fund.
The Vermont Community Loan Fund is a mission-driven, community-focused alternative lender. We provide loans and other resources to local businesses, community organizations & nonprofits, early care & learning providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We develop and promote innovative capital-based solutions to issues of poverty, justice and opportunity. We're invested in a stronger, healthier, happier Vermont.
The money we lend is loaned to us by impact investors who want to do more with their money. VCLF investors want a safe, sensible way to invest in Vermont, doing good for Vermonters today and saving for their own tomorrow. In thirty-six years, with over $125 million loaned, we've never failed to repay an investor. Individuals & families, institutions, communities of faith, community organizations: EVERYONE can invest in Vermont through the Vermont Community Loan Fund.
Borrow

Opportunity is the heart of the Vermont Community Loan Fund. When entrepreneurs are ready to grow, when community leaders have a new idea to better provide their services, they know the Loan Fund has the patient, flexible loan capital and other resources to help them emerge, evolve and become.
Learn More Borrow TodayInvest

YOU can invest in Vermont, for Vermont. Join our community of impact investors - individuals & families, institutions, communities of faith, community organizations, and more - and do more with your money.
Learn More Invest TodayGive

Your philanthropy helps us to keep our financing affordable and provide critical business development resources and advisory services to our borrowers.Your gift to the Vermont Community Loan Fund is immediately put to work to strengthen Vermont communities.
Donate TodayRecent News

September 8th: New VCLF CTE Revolving Loan Fund's 1st Housing Rehabilitation Project is Announced
Newport's North Country Career Center announced that its Career Technical Education (CTE) students will soon begin work on rehabilitation of an affordable home, financed by VCLF's new CTE Revolving Loan Fund.
Read More
PLEASE JOIN US to Celebrate 35 Years of the Vermont Community Loan Fund!
We hope you'll join us to celebrate the Loan Fund's 35th anniversary at the Lake Champlain Community Sailing Center on the evening of Thursday, September 7th! Learn more and RSVP below.
Read More
August 18th: "Dogs' Best Friends": VCLF Borrowers Bring the Love to Richmond's Crate Escape
Customers, employees and community members – both the two-and four-legged varieties – know they can count on Ned Robinson who, along with his wife Shannon Mead, recently purchased Richmond’s The Crate Escape. “I’ve always loved dogs,” he admits.
Read MoreFundscape
Fundscape, our interactive online map, helps you learn more about the Loan Fund's work throughout Vermont. Learn more about all the good things we're up to in YOUR community!
FundscapeLet's Stay Connected
Contact us for more information about any of our programs, or to learn how you can invest in Vermont.
Contact