The Vermont Community Loan Fund is a mission-driven, community-focused alternative lender. We provide loans and other resources to local businesses, community organizations & nonprofits, early childhood education programs and developers of affordable housing who don’t qualify for a loan from a traditional lender. We develop and promote innovative capital-based solutions to issues of poverty, justice and opportunity. We're invested in a stronger, healthier, happier Vermont.
The money we lend is loaned to us by impact investors who want to do more with their money. VCLF investors want a safe, sensible way to invest in Vermont, doing good for Vermonters today and saving for their own tomorrow. In thirty-six years, with over $150 million loaned, we've never failed to repay an investor. Individuals & families, institutions, communities of faith, community organizations: EVERYONE can invest in Vermont through the Vermont Community Loan Fund.
The Vermont Community Loan Fund is a mission-driven, community-focused alternative lender. We provide loans and other resources to local businesses, community organizations & nonprofits, early childhood education programs and developers of affordable housing who don’t qualify for a loan from a traditional lender. We develop and promote innovative capital-based solutions to issues of poverty, justice and opportunity. We're invested in a stronger, healthier, happier Vermont.
The money we lend is loaned to us by impact investors who want to do more with their money. VCLF investors want a safe, sensible way to invest in Vermont, doing good for Vermonters today and saving for their own tomorrow. In thirty-six years, with over $150 million loaned, we've never failed to repay an investor. Individuals & families, institutions, communities of faith, community organizations: EVERYONE can invest in Vermont through the Vermont Community Loan Fund.
Borrow
Opportunity is the heart of the Vermont Community Loan Fund. When entrepreneurs are ready to grow, when community leaders have a new idea to better provide their services, they know the Loan Fund has the patient, flexible loan capital and other resources to help them emerge, evolve and become.
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YOU can invest in Vermont, for Vermont. Join our community of impact investors - individuals & families, institutions, communities of faith, community organizations, and more - and do more with your money.
Learn More Invest TodayDonate
Your philanthropy helps us to keep our financing affordable and provide critical business development resources and advisory services to our borrowers.Your gift to the Vermont Community Loan Fund is immediately put to work to strengthen Vermont communities.
Donate TodayRecent News
October 18th: VCLF is hiring an Impact Investment Manager
VCLF is hiring an Impact Investment Manager to run our impact investment program and be the Loan Fund's main point of contact with our diverse community of impact investors and donors. Come join our team!
Read MoreOctober 9th: VCLF is hiring a Digital Marketing & Communications Manager
VCLF is hiring a Digital Marketing & Communications Manager to be the organization's lead brand builder, responsible for developing and managing our digital identity and communications, including web site and social media accounts. This is a newly-created position; come join our team!
Read MoreJuly 24th: Read "Loan to Plate" VCLF's Summer 2024 NoteWorthy newsletter!
Some of Vermont's most exciting new plates are coming from the kitchens of VCLF borrower/restaurateurs! Read "Loan to Plate," the latest edition of NoteWorthy, and discover what these hardworking and creative entrepreneurs are cooking up!
Read MoreFundscape
Fundscape, our interactive online map, helps you learn more about the Loan Fund's work throughout Vermont. Learn more about all the good things we're up to in YOUR community!
FundscapeLet's Stay Connected
Contact us for more information about any of our programs, or to learn how you can invest in Vermont.
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